Purpose protected
Approved governing documents would define what the fund exists to support.
A sustainability vision for generations
A Waqf plan to sustain what the community depends on.
RAF is developing a responsible long-term framework to help worship, learning and community service remain strong beyond any one campaign or generation.
What is Waqf?
Purpose carried forward.
A clear idea deserves a careful structure.
In Islamic tradition, a Waqf dedicates an asset or capital to an enduring charitable purpose so its benefit can continue over time.
For RAF, the concept is not another institution. It is a possible sustainability framework across the Foundation’s existing work. Its final legal, financial and scholarly structure remains in development.
Capital stewarded
An approved policy would govern how assets are held, managed and reviewed.
Benefit directed
Distributions would serve defined religious, educational and community needs.
Trust reported
Clear oversight and public reporting would be essential to lasting confidence.
Why RAF needs this framework
One mission. Eight connected paths.
Facilities, teachers, programs and community care require dependable operating support—not only one-time construction gifts.
Masjid Ar-Rahman
Worship, Da'wah and pastoral care
Ar-Rahman Academy
Full-time Islamic education
Islamic Seminary
Advanced sacred learning
Maktab Programs
After-school and weekend learning
Community Center
Families, youth, seniors and outreach
Library & Learning
Study, research and resources
Islamic Cemetery
Dignified burial care
Sports & Wellness
Health, discipline and recreation
The annual requirement
The model begins with the operating gap.
RAF’s working spreadsheet estimates how much the full service vision may require each year and how much could be generated through programs.
How the requirement is covered
Program income covers about 55%. The remaining 45% needs a durable funding plan.
Annual philanthropy remains important. A future Waqf could help reduce reliance on repeated emergency appeals by contributing toward the recurring delta.
Planning basis: figures are annualized from RAF’s supplied monthly working model. They are preliminary estimates—not audited financial statements, a fundraising commitment or a forecast.
Testing feasibility
What size corpus could address the delta?
The answer changes materially with the distribution assumption. The final target must also consider fees, inflation, reserves and risk.
Annual funding delta÷Illustrative annual distribution rate=Modeled corpus
More conservative illustration
7%$10.749M modeled corpus
$752,400 ÷ 0.07
A lower annual distribution assumption requires a larger corpus to address the same modeled gap.
Workbook illustration
10%$7.524M modeled corpus
$752,400 ÷ 0.10
This matches the workbook’s total-gap scenario but is not a promised return or approved distribution policy.
Important: neither scenario is an investment forecast. A responsible target may need to be higher after professional modelling of inflation, management costs, liquidity, market risk and capital-preservation objectives.
How the plan could work
From community vision to accountable stewardship.
RAF’s public process should be understandable at every stage, with approvals before participation and reporting after launch.
Verify the need
Reconcile service budgets, program income, capital needs and reliable assumptions.
Approve the structure
Complete board, legal, financial and appropriate scholarly review.
Build in phases
Establish approved ways for supporters to contribute cash, assets or planned gifts.
Steward the corpus
Manage funds under a documented investment and risk policy.
Direct benefit
Make distributions only for approved purposes and within policy.
Report and review
Publish progress, use of funds, outcomes and lessons for the community.
A phased roadmap
Build trust before scale.
The Foundation can pursue priorities one by one while keeping each project connected to a consistent long-term direction.
Validate
Correct assumptions, confirm service budgets and document governance responsibilities.
Establish
Create the approved legal vehicle, policies, oversight and reporting framework.
Grow
Build the corpus toward measurable coverage of the verified annual delta.
Sustain
Protect purpose, review performance and respond responsibly to changing needs.
The standard of trust
Clarity is part of the Amanah.
Before a public Waqf program opens, supporters should be able to understand its purpose, authority, risks, costs, distribution rules and reporting commitments.
See impact and reportingFrequently asked questions
Questions about RAF’s Waqf plan
Clear answers about our work, programs and ways to take part.
What is a Waqf?
In Islamic tradition, a Waqf dedicates an asset or capital to an enduring charitable purpose so its benefit can continue over time. RAF is exploring how an appropriate model could strengthen worship, education and community service for future generations.
Has RAF finalized its Waqf structure?
No. RAF has not published a finalized legal vehicle, investment policy, distribution policy or specialized giving process. The figures on this page are a planning model that must be followed by legal, financial, governance and appropriate scholarly review.
What does the annual funding delta mean?
The planning workbook estimates $1,687,200 in annual operating requirements and $934,800 in annual program-generated revenue. The difference is an estimated annual funding delta of $752,400 that would need to be met through philanthropy, future Waqf distributions or other approved sources.
Do the 7% and 10% scenarios guarantee an investment return?
No. They are illustrative distribution assumptions used to show the scale of corpus that could be required. They are not forecasts, promises or recommended investment returns. Fees, inflation, reserves, market risk and the final governing structure could materially change the amount needed.
Would Waqf replace tuition, fees or annual donations?
The current concept is complementary. Program income and annual generosity would continue to matter while a future Waqf could add a more durable source of support under an approved distribution policy.
What could the Waqf support?
Subject to approved governing documents, the vision is to support RAF’s connected paths of worship, Islamic education and community service rather than operate as a separate ninth institution.
Can I designate a donation to the Waqf now?
Use only the purposes currently shown by RAF’s secure giving provider. Contact the Foundation before attempting a Waqf, asset, estate or other specialized contribution, and obtain your own legal, tax and religious advice.
Help build it responsibly
Bring expertise, questions or a long-term perspective.
RAF welcomes thoughtful conversations with community members and qualified legal, financial and scholarly professionals.